A customer drives an older vehicle over some freshly painted road stripes, splattering paint onto his vehicle which quickly dries. Covered? Well, it depends…not on the road or the car or the level of stupidity; it hinges on the coverage! If the vehicle has physical damage coverage (in this case “comprehensive”) the cost to remove

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With the series of natural disasters in recent weeks,this is an opportune time to revisit a few items that were or should have been noted at the time you purchased insurance coverage. The hurricanes in Texas and Florida, wildfires in the northwest and earthquakes in Italy and Mexico are a stark reminder that #InsuranceMatters. Unfortunately

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So, your spouse is washing dishes (ha)……….takes off the $5000 wedding ring and sets it aside on the rim of the sink near the backsplash. In a hurry to get to other things in life such as work, kids, gym, social events and the like, your spouse forgets to put it back on. Days later

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With all of the excess snow and rain we’ve encountered out here on the west coast the risk of water intrusion into your home from an outside source has greatly increased. Many of us live within miles of rivers that have dams or multiple dams upstream from our homes. With the huge scare and evacuation

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Two guys racing their cars down what appears to be an empty street in Salem Oregon…Crazy, right? After a five second joy ride both vehicles motors seize up due to a lack of oil and the cars come to a rest at the side of the road. Car #1 catches fire in the engine compartment

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After parking under a tree in the hot afternoon sun of the Tri-Cities one of our insured’s at Joe Peterson Insurance notices a bird has had a few too many cherries and has left that reminder (bird poop) on the hood of his car. Since our client was heading out on a business trip later

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Years ago in my first year as an agent working for PEMCO Mutual Insurance Company, long before I started The Joe Peterson Insurance Agency in the Tri Cities I received a phone call from a policy holder. Over the weekend he had started a family project to clean the hard water spots off the downstairs

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What is the #1 question Joe Peterson Insurance gets asked? Why do my auto insurance rates continue to go up? The Answer Frequency: People are causing more accidents than ever before! Actuaries and insurance professionals deal with two terms on a very regular basis (frequency and severity) and it turns out the trend for both

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When I went to my final WSU Cougar Football game of the 2015 Season the last thing I expected was to see one of our clients down to the field at half time. As it turns out Greg Bogen was called down to the field to be honored as the “Washington State cougar Dad of

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