Is your wedding ring covered?

So, your spouse is washing dishes (ha)……….takes off the $5000 wedding ring and sets it aside on the rim of the sink near the backsplash. In a hurry to get to other things in life such as work, kids, gym, social events and the like, your spouse forgets to put it back on. Days later you ask why they’re not wearing the ring and they panic, running to the sink. Not there, so you remove the trap under the sink and it isn’t there either. So you call your insurance agent to find out if it’s covered not knowing if it went down the sink or was taken by another party. Is this loss covered?

Bonus question: If the insurance policy was with Mayhem or Khaki pants would this loss be covered?