With all of the excess snow and rain we’ve encountered out here on the west coast the risk of water intrusion into your home from an outside source has greatly increased. Many of us live within miles of rivers that have dams or multiple dams upstream from our homes. With the huge scare and evacuation of almost 200,000 people in Oroville, California this past week as the dam was deemed to be hours from failure…this is a good time to revisit our risks should we be in a similar situation! Are you covered or not covered?